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2079 Hummingbird Lane, Lake City, CO, 81235

3beds
2baths
2,600sqft
$695,000
$267price/sqft
$4,100/moest. monthly cost
$164,000/yrincome needed

About This Home

Set among aspens, spruce trees, and seasonal wildflowers on a private 1-acre lot, this 3 bedroom, 2 bathroom home offers peaceful mountain living just five minutes from downtown Lake City and Lake San Cristobal. Located in a quaint neighborhood of only 12 homes with county-maintained roads and no HOA, the property combines convenience, privacy, and year-round accessibility. Designed to embrace its mountain surroundings, the home features vaulted ceilings and floor-to-ceiling windows that fill the interior with natural light while showcasing beautiful scenic views. The sunken main living area is warm and inviting, with a wood-burning stove that provides a cozy alternative heat source on cold Colorado evenings. The kitchen is both functional and welcoming, featuring maple cabinetry, granite countertops, and ample workspace. The loft-style primary suite serves as a private retreat, complete with a walk-in closet, ensuite bath, and soaker tub. Two additional bedrooms and a full bathroom are conveniently located on the main level. Thoughtfully designed with the future in mind, the home includes space designated for the addition of an elevator if desired. Generous storage throughout the home further enhances its practicality and livability. Outdoor living is a highlight, with two spacious decks and a SunSetter awning that creates comfortable shade for relaxing, dining, or entertaining while taking in the surrounding landscape. The property also offers exceptional space for vehicles, recreational equipment, and hobbies with a 3-car attached garage and a large detached pole barn capable of accommodating side-by-sides, additional vehicles, or an RV. As an added bonus, property owners enjoy fishing rights on the Lake Fork of the Gunnison River, providing access to some of the area's most desirable trout waters. Whether you're looking for a full-time residence, a seasonal getaway, or a mountain property with room for adventure and recreation, this home offers a unique combination of natural beauty, comfort, and flexibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Lake City Community SchoolGrades PK-122.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter,Wood
  • Roof: Metal
  • Construction materials: Wood,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Insulated

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen/Dining

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Walk-In Closet(s)
  • Window features: Window Coverings,Skylight(s),Double Pane Windows,Skylight
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Fireplace features: Living Room,Wood Burning Stove,Wood Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Boiler,Hot Water Baseboard,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 450909104001
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Landscaping,Lawn Sprinklers,Storm Windows/Doors
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 1 Acres
  • Features: Wooded

Parking

  • Total spaces: 7
  • Parking features: Attached Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 7
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$182$2,184
Property Taxes $208$2,496
Electricity $196$2,355
Total$4,100$49,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,571/yr
40% on housing$123,000/yr
45% on housing$109,333/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 81235$813
Hinsdale County$731

vs Homes Sold Last Month

Median $/sqft

ZIP 81235
Hinsdale County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$650,000
2026-06-15Listed for sale$695,000

For Sale by Agent

AgentJaima Giles
BrokerageLIV Sotheby's International Realty - CB

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