4100 Usfs Rd 515 #460, Creede, CO, 81130
About This Home
Located within the exclusive Hermit Lakes Private Trout Club, this rustic mountain cabin offers the kind of Colorado retreat that rarely becomes available. Owners enjoy access to 970 shared acres of pristine mountain landscape, along with private fishing access, miles of ATV trails, and abundant wildlife right out the front door, including frequent sightings of moose and elk. Offering 2,363 square feet, the cabin is designed for gathering rather than traditional bedroom living, featuring a large bunkhouse-style sleeping area, 2 bathrooms, and plenty of room for family and friends. Whether you're casting a line on a quiet morning, exploring the surrounding backcountry, or relaxing after a day outdoors, this property captures the spirit of mountain camp living. Properties within Hermit Lakes seldom come to market. Don't miss this rare opportunity to own a piece of one of Colorado's most sought-after private mountain communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom
- Level: Upper
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- 3/4 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Carpet,Wood
- Finished area above ground: 2,363
Heating & Cooling
- Heating features: Propane,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 2,363
- Total interior livable area: 2,363 sqft
Property
Details
- Parcel number: R001933
- Zoning: RAD 1
- Special condition: Standard
- Exclusions: Personal Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Mountain(s),Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 970 Acres
- Features: Borders Public Land
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $116 | $1,392 |
| Electricity | $186 | $2,232 |
| Total | $2,361 | $28,332 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $389,000 |
| 2023-07-14 | Listing removed | -- |
| 2023-06-30 | Pending sale | $389,000 |
| 2023-06-02 | Listed for sale | $389,000 |
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