809 Silver St, Lake City, CO, 81235
About This Home
Charming mountain log cabin set on two town lots on Silver Street, just moments from Pete’s Lake and surrounded by beautiful mountain views. Originally built in 1945 and relocated to Lake City, the home was fully remodeled in 2001, blending historic character with modern comfort. The single-level main residence offers approximately 833 sq. ft. with 2 bedrooms and 1.5 baths, featuring vaulted tongue-and-groove ceilings, a mix of hardwood and carpet flooring, electric baseboard heat, and a cozy propane fireplace in the living room. Step outside to enjoy the partially covered front deck—perfect for taking in the scenic surroundings. Additional highlights include a detached oversized two-car garage built in 2021, along with a separate studio-style dwelling complete with a ¾ bath, efficient Rinnai heater, and in-unit washer and dryer—ideal for guests or rental potential. Conveniently located within walking distance to downtown Lake City, you’ll have easy access to local restaurants, shops, trails, the Lake Fork of the Gunnison River, grocery store, Mountaineer Movie Theatre, and the Lake City Community School. Zoned Limited Multi-Family, the property allows for short-term vacation rentals, making it a fantastic opportunity for both personal use and investment. Buyer to verify square footage.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Metal
- Construction materials: Log Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Cabin
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Eat-in Kitchen
Features
- Flooring: Wood
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
Interior Area
- Total structure area: 1,369
- Total interior livable area: 1,369 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 450927204006
- Zoning description: Residential Multi Family
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $160 | $1,920 |
| Electricity | $186 | $2,232 |
| Total | $3,191 | $38,292 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $533,910 |
| 2025-09-07 | Listing removed | -- |
| 2025-08-25 | Listed for sale | $525,000 |
| 2023-02-16 | Contingent | $425,000 |
| 2022-11-04 | Listed for sale | $425,000 |
| 2021-06-07 | Listing removed | -- |
| 2021-05-14 | Listed for sale | $269,000 |
For Sale by Agent
View on Zillow