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524 Iowa St, Sugar City, CO, 81076

1beds
1baths
620sqft
$59,999
$97price/sqft
$865/moest. monthly cost
$34,600/yrincome needed

About This Home

Try and find a nice livable home for this price. Great for anyone needing a home and discerning great value. Discover this charming one-bedroom cottage on a large corner lot with a new roof and open pasture views. Enjoy peaceful small-town living with wide skies, beautiful sunrises, and starry nights. Warm, inviting interior with a spacious living room and vintage kitchen full of character. Move-in-ready with opportunity to update over time. Located in the friendly community of Sugar City, just minutes from Lake Meredith. Ideal as a full-time home, weekend getaway, or personal retreat. See it today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • None

Interior Area

  • Total structure area: 620
  • Total interior livable area: 620 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 350

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 10300249
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: None
  • Fencing: Wood Fence-Front

Lot

  • Lot size: 7,013 sqft
  • Features: Corner Lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Winter Weather
Drought
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$361$4,332
Property Taxes $15$180
Electricity $186$2,232
Total$865$10,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,657/yr
40% on housing$25,950/yr
45% on housing$23,066/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 81076
Crowley County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 81076
Crowley County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$65,950
2026-03-05Price change$69,950
2026-01-21Listed for sale$71,990
2022-08-31Listing removed--
2022-08-15Pending sale$65,000
2022-07-26Price change$65,000
2022-07-19Pending sale$60,000
2022-06-29Listed for sale$60,000

For Sale by Agent

AgentBrian Hancock
BrokerageThe Hancock Group

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