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519 State Highway 15 S, New Albany, MS, 38652

4beds
3baths
3,097sqft
$329,000
$106price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Conveniently located just minutes from downtown New Albany, this spacious 4-bedroom, 3-bath home offers the perfect blend of privacy and accessibility. Set on over 5 acres with plenty of road frontage, the property provides ample space for outdoor living, gardening, or future expansion. Inside, you'll find comfortable living areas, a functional floor plan, and plenty of natural light throughout. Enjoy country-style tranquility while being only a short drive from shopping, dining, and entertainment.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
New Albany Middle SchoolGrades 6-81.7 mi
6/10
New Albany High SchoolGrades 9-121.1 mi

Construction

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Concrete Counters
  • Flooring: Cpt/Wood/Tile
  • Fireplace features: Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,097

Interior Area

  • Total structure area: 3,097
  • Total interior livable area: 3,097 sqft

Property

Details

  • Parcel number: 003620001101

Features

  • Stories: 1

Lot

  • Lot size: 5.50 Acres
  • Lot size dimensions: 5.5 acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$244$2,928
Property Taxes $115$1,380
Electricity $287$3,455
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$174
Union County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-30Listed for sale$329,000
2025-10-18Listing removed$329,000
2021-10-21Listed for sale$329,000

For Sale by Agent

AgentFrankie McMillin
BrokeragePalmer-Brown Real Estate Group, LLC

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