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111 Cleveland St, New Albany, MS, 38652

3beds
2baths
1,716sqft
$350,000
$204price/sqft
$2,342/moest. monthly cost
$93,680/yrincome needed

About This Home

Discover this beautifully updated home in the heart of historic New Albany, perfect for those seeking charm and modern amenities. The residence boasts a new HVAC system, range, refrigerator, dishwasher, washer/dryer, and a tankless hot water heater for energy efficiency. Enjoy the serenity of a fenced-in backyard, complete with a lovely porch ideal for outdoor gatherings. Additionally, the location offers convenient access to the fire department and downtown shopping, making it an excellent choice for both comfort and convenience. Very close to Toyota and Walmart distribution Center.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
New Albany Middle SchoolGrades 6-80.4 mi
6/10
New Albany High SchoolGrades 9-121.2 mi

Construction

Materials

  • Foundation: Convt
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Solid Surface Counters
  • Flooring: Cpt/Wood/Tile
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Cntrl Elec
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: 039N0812400
  • Zoning description: Residential

Features

  • Stories: 2
  • Fencing: Yes

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50 x 137

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$259$3,108
Property Taxes $122$1,464
Electricity $192$2,304
Total$2,342$28,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,297/yr
40% on housing$70,260/yr
45% on housing$62,453/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$172
Union County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$350,000
2026-03-01Listing removed$350,000
2025-08-28Listed for sale$350,000

For Sale by Agent

AgentAndy&Christa Estes
BrokerageCOLDWELL BANKER SOUTHERN REAL ESTATE

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