See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1566 County Road 86, New Albany, MS, 38652

5beds
6baths
6,043sqft
$699,000
$116price/sqft
$4,857/moest. monthly cost
$194,280/yrincome needed

About This Home

Stunning 5 BR/5.5 BA home is located in the Ingomar area. This immaculately maintained home has all the custom upgrades. The heart of the home is anchored by a large family room with 12 ft ceilings, cozy fireplace, engineered hardwood floors and opened to formal dining area and the Chef kitchen w/ all stainless-steel appliances and granite countertops. Family size eating area in the kitchen with a beautiful corner fireplace w/ great view of the beautiful backyard. Huge primary bedroom and BA has dual vanity, soaking tub with separate walk-in shower. Other features are office, playroom and game room for that growing family. Also has 32 X 32 shop w/ 2 rollup doors, expandable upstairs and plumbed for a Half bath. All info subject to verification. Agents see private remarks.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Ingomar Attendance CenterGrades PK-121.4 mi

Construction

Materials

  • Foundation: Convt
  • Roof: Architectural
  • Construction materials: Brick/Wood,Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Ceiling Fans
  • Door features: Storm Door(s)
  • Window features: Window Treatments,Storm Window(s)
  • Flooring: Engineered Hardwood/Tile
  • Fireplace features: Gas Log,Insert
  • Finished area below ground: 0
  • Finished area above ground: 6,043

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Zoned

Interior Area

  • Total structure area: 6,043
  • Total interior livable area: 6,043 sqft

Property

Details

  • Parcel number: 040R3504600

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 5 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$518$6,216
Property Taxes $244$2,928
Electricity $561$6,742
Total$4,857$58,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,525/yr
40% on housing$145,710/yr
45% on housing$129,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$174
Union County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$699,000
2026-05-08Listing removed$699,000
2026-03-20Price change$699,000
2025-02-26Price change$745,000
2024-12-05Price change$785,000
2024-09-30Price change$799,000
2024-08-14Price change$849,000
2024-07-28Price change$895,000
2024-05-02Listed for sale$960,000

For Sale by Agent

AgentKIM WOOD
BrokerageRachel Ray Real Estate LLC

Similar Homes