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1399 County Road 101, New Albany, MS, 38652

5beds
4baths
4,660sqft
$499,000
$107price/sqft
$3,500/moest. monthly cost
$140,000/yrincome needed

About This Home

Rare opportunity to own a piece of history in the Ingomar community just off the Tanglefoot Trail. Currently being used as an Airbnb. This fabulous 5 BD 3.5 Bath home has been renovated inside and out making it a prestigious home with character and charm. Featured 3 fireplaces, spacious Kitchen w/ new cabinets, center island and granite countertops. Enjoy hours is the spacious living area with all the natural lighting. Home has all new windows, tiled and wood floors that enhance the character of this timeless home. Also featured circle drive, warp around porch, single attached garage, storage building, courtyard w/ beautiful trees. Book your appointment today! See private remarks!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Ingomar Attendance CenterGrades PK-120.2 mi

Construction

Materials

  • Foundation: Convt
  • Roof: Architectural
  • Construction materials: Wood/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Granite Counters
  • Window features: Storm Window(s)
  • Flooring: Cpt/Wood/Tile
  • Number of fireplaces: 3
  • Fireplace features: 3,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,660

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,660
  • Total interior livable area: 4,660 sqft

Property

Details

  • Parcel number: 043R0101601
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.60 Acres
  • Lot size dimensions: 1.60

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$370$4,440
Property Taxes $174$2,088
Electricity $433$5,199
Total$3,500$42,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,000/yr
40% on housing$105,000/yr
45% on housing$93,333/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$174
Union County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-18Price change$499,000
2025-06-05Price change$515,000
2025-02-24Price change$525,000
2025-01-22Price change$550,000
2024-12-11Listed for sale$575,000
2022-10-26Listing removed--
2022-08-27Price change$499,500
2022-07-05Price change$525,000
2022-04-26Listed for sale$559,900
2022-04-25Listing removed--
2022-04-18Price change$559,500
2022-02-21Price change$595,000
2021-11-16Price change$610,000
2021-10-26Listed for sale$625,000
2019-09-05Sold--
2019-07-13Price change$94,900
2019-06-11Price change$104,900
2019-05-10Price change$119,900
2019-04-06Price change$134,900
2019-03-05Price change$149,900
2019-02-01Listed for sale$164,900
2018-11-29Listing removed$147,878
2018-11-07Listed for sale--

For Sale by Agent

AgentKIM WOOD
BrokerageRachel Ray Real Estate LLC

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