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1530 County Road 81, New Albany, MS, 38652

4beds
4baths
2,460sqft
$349,900
$142price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Welcome home to this beautifully remodeled 4-bedroom,3.5-bath home situated on 1.10 acres! * Owner/Agent* Featuring two master suites, this home offers plenty of room for family and guests. The upper level has been completely renovated with brand new finishes through out, creating a fresh modern feel. Enjoy the convenience of a two-car garage located beneath the home, along with additional basement storage space that offers endless possibilities for future expansion, a work shop, hobby area, or additional living space. With generous bedrooms, multiple living areas, and a peaceful setting on over an acre of land, this property combines comfort, functionality, and opportunity all in one. Don't miss your chance to make this new and ready home yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Myrtle Attendance CenterGrades PK-125.7 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 052R1700601

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 1.10

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$259$3,108
Property Taxes $122$1,464
Electricity $228$2,744
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$349,900
2025-07-23Listing removed$339,000
2025-05-20Listed for sale$339,000
2025-04-11Listing removed$339,000
2025-03-31Price change$339,000
2025-01-23Listed for sale$349,000

For Sale by Agent

AgentBrandy Moorman
BrokerageFive Star Realty

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