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1081 County Road 83, New Albany, MS, 38652

5beds
2baths
2,778sqft
$409,999
$148price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

Step into space, comfort, and opportunity with this beautifully built 5-bedroom, 2-bath brick home offering 2,800 square feet of well-designed living space. Situated on a generous 1.1-acre lot, this property delivers the perfect balance of privacy, functionality, and outdoor living—complete with an attached 2-car garage for added convenience. From the moment you arrive, the timeless brick exterior sets the tone for durability and classic appeal. Inside, you’ll find expansive living areas ideal for both everyday living and entertaining. With five spacious bedrooms, there’s plenty of room for a growing family, home office setups, or hosting guests with ease. Where this home truly stands out is the outdoor space. Step into your own backyard retreat featuring a pool with a surrounding deck, perfect for summer days and weekend gatherings. Unwind in the evenings around the fire pit, or relax on the spacious back porch overlooking your private back yard—an ideal setup for entertaining or simply enjoying the quiet. The layout is both functional and inviting, with natural light filling the home and creating a warm, welcoming atmosphere throughout. With over an acre of land, there’s room to spread out, entertain, and make it your own. Whether you’re looking for a forever home or a property with lasting value, this one offers the space, features, and lifestyle you’ve been searching for. Spacious. Private. Built for living—inside and out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Myrtle Attendance CenterGrades PK-126.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other,Carpet,Laminate

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,778 sqft

Property

Details

  • Parcel number: 052R2001901
  • Zoning: Res

Features

  • Exterior features: Other,Vinyl,Brick

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$304$3,648
Property Taxes $143$1,716
Electricity $258$3,099
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$424,990
2020-10-30Sold--
2020-07-22Price change$230,000
2020-06-09Listed for sale$245,000

For Sale by Owner

AgentProperty Owner

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