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1034 Morgan Dr, New Albany, MS, 38652

5beds
3baths
3,652sqft
$549,900
$151price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

Beautiful 5 Bedroom home with scenic views in a desirable neighborhood**Welcome to your dream home! Nestled on a serene hilltop in a beautiful neighborhood, this spacious 5-bedroom, 3 bathroom residence offers the perfect blend of comfort, style, and outdoor living. Inside you have an expansive open concept living area, perfect for entertaining family and friends. The kitchen with its ample counter space, and cozy breakfast area that overlooks the surroundings. the five generously sized bedroom provide plenty of space for relaxation and privacy. Outside you can discover your oasis. The fenced in yard provides a safe space for kids and pets to play, while the charming sitting area invites you to unwind and enjoy the views. Whether its morning coffee or evening gatherings, this backyard is perfect retreat. Located in a friendly neighborhood, this home is close to all of the amenities. Don't miss out on this opportunity to make this your home. Schedule your showing today! All info subject to verification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
New Albany Middle SchoolGrades 6-81.6 mi
6/10
New Albany High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 3,652
  • Total interior livable area: 3,652 sqft

Property

Details

  • Parcel number: 065N1001700

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.95 Acres
  • Lot size dimensions: 1.95 acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$408$4,896
Property Taxes $192$2,304
Electricity $339$4,074
Total$3,719$44,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$549,900
2026-03-12Listing removed$564,000
2025-10-27Price change$564,000
2025-09-12Listed for sale$569,000
2025-08-01Listing removed$545,000
2025-02-03Listed for sale$545,000
2024-08-22Listing removed$569,000
2024-06-15Price change$569,000
2024-05-09Listed for sale$575,000

For Sale by Agent

AgentLaurie Webb
BrokerageTM REALTORS

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