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12531 Lowhills Rd, Nevada City, CA, 95959

5beds
3baths
4,256sqft
$944,000
$222price/sqft
$7,168/moest. monthly cost
$286,720/yrincome needed

About This Home

Tucked away in the highly desirable Oakcrest Estates community, this custom mountain home blends exceptional craftsmanship, warmth, and thoughtful design with the beauty of Nevada County living. Built using insulated concrete form construction, it features 12-inch exterior walls with an impressive R-55 insulation value, setting it apart for both quality of construction and energy efficiency. With incredible attention to detail, the home showcases handmade claro walnut solid doors, a handcrafted front entry door with custom copper inlay, and stunning Russian-designed stained-glass panels that create a truly artistic atmosphere throughout the property. All day-to-day living is located on the main level, offering the comfort of spacious gathering areas, a large primary suite with private bathroom and easy access to outdoor entertaining spaces. Inside, the living area is roomy, bright and open. A Dan Reinhardt-designed hearth with an Alaskan Yellow Cedar mantle, complemented by a powerful 72,000 BTU wood stove capable of heating the home serves as a centerpiece. Log-style cedar accents harvested from Nevada County add warmth and character throughout the residence. In the kitchen you'll find rich big-leaf maple cabinetry, tongue-and-groove drawers with custom built-ins, and beautiful big-leaf maple flooring in the dining area. The primary bedroom features its own private balcony, creating a peaceful retreat to enjoy the surrounding forested setting, plus an ensuite bathroom with a shower and soaking tub, dual sinks and vanity area. The lower level offers additional flexibility with its own private entrance and an area already plumbed for a future wet bar, ideal for guests, entertaining, or potential separate living quarters. Outdoor living is equally impressive with expansive Ironwood decking designed for entertaining, dining outdoors, or relaxing in the peaceful mountain setting. Unwind in the spa under the stars and enjoy the tranquil surroundings that make this property feel like a private retreat. Additional features include triple-glazed west-facing windows, two HVAC zones, 400-amp electrical service, a 500-gallon holding tank, and a septic system designed for 6 bedrooms. Also includes a large 3 car garage plus an attached workshop with loft space offering potential for a future ADU, studio, or guest quarters. This extraordinary property offers a rare combination of artistry, comfort and timeless mountain elegance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
7/10
Nevada Union High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Built-In Gas Range,Gas Water Heater,Range Hood,Dishwasher,Microwave
  • Laundry features: Laundry Room,Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Insert,Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central,Propane Stove,Fireplace(s),MultiUnits
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Whole House Fan,Multi Units

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,256 sqft

Kitchen

  • Features: Butcher Block Counters,Pantry Closet,Granite Counters,Island w/Sink,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Sitting Area,Tub,Window

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 004501014000
  • Zoning: RA-5
  • Special condition: Trust

Features

  • Topography of land: Trees Many,Upslope,Trees Many,Upslope

Lot

  • Lot size: 4.70 Acres
  • Features: Private

Parking

  • Total spaces: 3
  • Parking features: RV Possible,Detached,Uncovered Parking Spaces 2+,Upslope Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Lightning
Winter Weather
Avalanche
Earthquake

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,773$57,276
Home Insurance *$491$5,892
Property Taxes $992$11,904
Electricity $912$10,951
Total$7,168$86,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,760/yr
40% on housing$215,040/yr
45% on housing$191,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 95959$308
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95959$311
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$944,000
2026-06-16Price change$995,000
2026-05-19Listed for sale$1,095,000
2000-08-24Sold$70,000
2000-06-05Sold$70,000

For Sale by Agent

AgentJamie Barber
BrokerageRE/MAX Gold

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