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129 Walnut Ave, Yadkinville, NC, 27055

4beds
3baths
2,398sqft
$435,000
$181price/sqft
$2,846/moest. monthly cost
$113,840/yrincome needed

About This Home

Fabulous Move in Ready home. Better than New with an American Home Shield Warranty! Designed to enjoy with separation of space. From the spacious two car garage with huge storage walk right in to the kitchen with granite cabinet tops with the groceries!! Comfortable living 4 bedroom 2.5 bath has your family in mind. Master bedroom with ensuite. family room with fireplace and gas logs looking into the large almost flat back yard. Bird lovers place you feeders here! No waiting! Move in ready! Immaculate in every detail! Expecting multiple offers so make you best offer first! All Appliances stay!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
Yadkinville ElementaryGrades PK-81.8 mi
3/10
Forbush HighGrades 8-125.8 mi
7/10
Forbush MiddleGrades 6-85.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Built-In Refrigerator,Dishwasher,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: Main

Entry

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,398

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,398
  • Total interior livable area: 2,398 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 132272
  • Zoning: SFR
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.86 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Yadkin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$165$1,980
Property Taxes $259$3,108
Electricity $223$2,680
Total$2,846$34,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,577/yr
40% on housing$85,380/yr
45% on housing$75,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 27055$133
Yadkin County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27055$165
Yadkin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$549,000
2026-04-03Listed for sale$595,000
2026-03-27Listing removed$595,000
2025-12-04Listed for sale$595,000
2004-06-30Sold$198,000
1998-01-28Sold$163,000

For Sale by Agent

AgentDeborah Swift
BrokerageSwift Real Estate Specialists, Inc

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