See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1312 Rencher St, Clovis, NM, 88101

3beds
1baths
934sqft
$79,000
$85price/sqft
$676/moest. monthly cost
$27,040/yrincome needed

About This Home

This move-in ready home offers new flooring and fresh paint throughout. The living room is spacious, and the galley-style kitchen provides ample storage. Adjacent to the kitchen are both a dining area and a laundry space. Each bedroom is generously sized. Distinctive nooks and built-in features add character not commonly found in newer homes.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
7/10
Marshall Middle SchoolGrades 6-80.4 mi
7/10
Clovis High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Brick Wainscot

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Vaulted Ceiling(s),Other
  • Window features: Double Pane Windows,Blinds,Rods / Curtains
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 934
  • Total interior livable area: 934 sqft

Property

Details

  • Parcel number: 121101114024700

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 7,000 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Curry County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$87$1,044
Property Taxes $42$504
Electricity $148$1,780
Total$676$8,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,177/yr
40% on housing$20,280/yr
45% on housing$18,026/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 88101$108
Curry County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 88101$135
Curry County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$84,000
2026-01-26Listed for sale$89,000

For Sale by Agent

AgentRandy Petty
BrokerageTown & Country Real Estate, Inc.

Similar Homes