See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 Upper Slate Creek Rd, Grass Valley, CA, 95945

1beds
2baths
800sqft
$409,000
$511price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

This is a 1932 home that was taken down to the studs in the late 90's. 2025 they added a brand-new roof with a transferable warranty to the new buyers. The roof was made of a cooling product that makes a 10-degree improvement inside the home. This home has a clear septic and new flooring, new siding on two sides of the house and fresh paint inside and out. Comes with a garage and a tough shed for extra storage. Great location close to town. Come take a look.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
7/10
Nevada Union High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Metal,Ceiling Insulation,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Water Heater,Microwave,Free-Standing Gas Oven
  • Laundry features: Laundry Room,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Den,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane Stove,Electric,MultiUnits,Zoned
  • Cooling features: Window Unit(s),Attic Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Butcher Block Counters,Butlers Pantry,Pantry Cabinet,Ceramic Counter,Pantry Closet,Granite Counters,Stone Counters,Tile Counters

Master Bathroom

  • Features: Soaking Tub,Tile,Tub,Tub w/Shower Over,Window

Master Bedroom

  • Features: Closet

Property

Accessibility

  • Accessibility features: Parking,Accessible Full Bath,Accessible Kitchen,See Remarks

Details

  • Parcel number: 008050009000
  • Zoning: R-1
  • Special condition: Standard,Other

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dog Run
  • Fencing: Back Yard,Metal,Full
  • Topography of land: Level,Level

Lot

  • Lot size: 6,969 sqft
  • Features: Sprinklers In Rear,Corner Lot,Curb(s)/Gutter(s)

Parking

  • Total spaces: 3
  • Parking features: RV Garage Attached,Guest,Level Driveway/Sidewalks
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$183$2,196
Property Taxes $366$4,392
Electricity $398$4,786
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$330
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$409,000
2026-06-16Listed for sale$419,000
2026-05-29Pending sale$419,000
2026-05-23Listed for sale$419,000
2006-10-20Sold$280,000

For Sale by Agent

AgentSuzi Kerston
BrokerageRE/MAX Gold

Similar Homes