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190 Upper Slate Creek Rd, Grass Valley, CA, 95945

2beds
1baths
1,092sqft
$445,000
$408price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

Absolutely charming one story home on a sunny level lot in Grass Valley that will delight! Beautiful remodel completed with thoughtful and care, the open floor plan has lots of natural light and attention to detail. Fully remodeled in 2024 including new siding and insulation, lovely new kitchen with Stainless appliances and quartz counters and new windows! The fenced back yard with level deck and raised garden beds is private and a world unto itself. . .bring in a hot tub or let the pets enjoy the fresh air! Located on the Hospital grid for consistent power, plus great solar with assumable loan. Sewer will be coming along with paving of Upper Slate Creek, so a new buyer will enjoy the improved benefits! Loads of room for expanded gardens, RV or boat parking and a wonderful Northwestern View with sunsets! Concrete pad in the front is ideal for parking or adding a structure such as a garage or shop! Located conveniently to shopping, Sierra College and hiking trails. . . enjoy the best of all worlds!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
7/10
Nevada Union High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Electric Dryer Hookup,Other,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ceiling Fan(s),Ductless,Multi Units

Interior Area

  • Total interior livable area: 1,092 sqft

Kitchen

  • Features: Pantry Cabinet,Quartz Counter

Property

Details

  • Parcel number: 008090052000
  • Zoning description: SFR
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Uncovered Courtyard
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 10,018 sqft
  • Features: Sprinklers In Front,Cul-De-Sac

Parking

  • Parking features: No Garage,Deck,RV Possible,Uncovered Parking Spaces 2+,Guest,Level Driveway/Sidewalks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$200$2,400
Property Taxes $397$4,764
Electricity $398$4,786
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$329
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$479,000
2026-03-31Listed for sale$499,000
2024-08-22Sold$413,000
2024-07-24Pending sale$419,000
2024-07-03Listed for sale$419,000
2022-09-29Listing removed--
2022-08-29Listed for sale$360,000
2022-07-26Listing removed--
2022-05-09Listed for sale$395,000
2022-04-22Sold$309,000
2021-07-21Sold$327,000
2021-05-25Pending sale$288,000
2021-05-16Listed for sale$288,000
2021-05-10Pending sale$288,000
2021-05-07Price change$288,000
2021-04-26Pending sale$395,000
2020-11-25Price change$395,000
2020-09-10Price change$409,000
2019-10-03Listed for sale$425,000
2019-10-03Pending sale$425,000
2019-09-01Listing removed$425,000
2019-06-07Pending sale$425,000
2019-04-03Listed for sale$425,000
2017-01-31Sold$520,000

For Sale by Agent

AgentMimi Simmons
BrokerageCentury 21 Cornerstone Realty

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