5977 SE 208th St, Holt, MO, 64048
About This Home
*Motivated Sellers* Welcome home to this country oasis in the highly sought-after Kearney School District! This true ranch offers main-level living with an open-concept layout featuring 3 bedrooms, engineered hardwoods, and a cozy great room with wood-burning fireplace and abundant natural light. The spacious kitchen includes granite countertops, stainless steel appliances, and ample cabinetry. The primary suite features dual closets and a beautifully updated en suite bath. Finished lower level adds a family room, 4th bedroom, half bath, laundry, and flexible space for an office or playroom. Situated on a picturesque 2.35-acre treed lot—enjoy the peace of the country with quick highway access and close proximity to Holt shopping and amenities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Composition
- Construction materials: Board & Batten Siding,Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Humidifier,Microwave,Free-Standing Electric Oven,Stainless Steel Appliance(s)
- Laundry features: Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Basement BR,Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Painted Cabinets,Walk-In Closet(s)
- Window features: Thermal Windows
- Flooring: Luxury Vinyl,Other
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,250
- Finished area above ground: 1,258
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,508
- Total interior livable area: 2,508 sqft
Property
Details
- Parcel number: 1609.230000000008.000
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio
Lot
- Lot size: 2.35 Acres
- Features: Acreage,Cul-De-Sac,Wooded
Parking
- Total spaces: 3
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Ice Storm
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $225 | $2,700 |
| Electricity | $191 | $2,298 |
| Total | $2,529 | $30,348 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $375,000 |
| 2026-06-10 | Price change | $395,000 |
| 2026-05-07 | Price change | $410,000 |
| 2026-04-18 | Listed for sale | $415,000 |
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