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100 3rd St SW, Watford City, ND, 58854

3beds
2baths
2,696sqft
$470,000
$174price/sqft
$3,501/moest. monthly cost
$140,040/yrincome needed

About This Home

Welcome to your beautifully updated, move-in-ready haven in the heart of Watford City! Situated on a spacious corner lot with no HOA, this 3-bedroom, 2-bathroom gem boasts extensive 2023-2024 renovations. Step into the heart of the home, where the stunning, remodeled kitchen serves as a chef's dream. Designed for both style and effortless entertaining, it flows beautifully around a central island and features premium 2024 appliances seamlessly framed by sleek, soft-close cabinetry. Everyday cooking is a breeze thanks to thoughtful details like a custom-built spice rack, a dedicated pantry, and an abundance of clever storage solutions. The main living areas feature brand-new blinds throughout, leading into a cozy, sunken living room anchored by a classic wood fireplace--perfect for crisp North Dakota evenings. Unwind in the primary bedroom, which features custom window treatments, or refresh in the beautifully updated main bathroom highlighting a gorgeous, newly tiled walk-in shower. Big-ticket maintenance is already done for you, including a brand-new sewer line & new hardyboard/smart siding and all new windows in 2018. Combining modern upgrades, total freedom from HOA restrictions, and a fantastic location just moments from Main Street and all its local amenities, this Watford City home won't last long!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10
Watford City High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Fireplace/Woodstove
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Property

Details

  • Parcel number: 825703900
  • Zoning: Res Low Density

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 95'x70'x95'x70'

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Fire
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $257$3,084
Property Taxes $694$8,328
Electricity $174$2,091
Total$3,501$42,012

Income You'd Need if You Spent...

35% on housing$120,034/yr
40% on housing$105,030/yr
45% on housing$93,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 58854$201
McKenzie County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 58854
McKenzie County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$470,000

For Sale by Agent

AgentMichelle R De Koekkoek
BrokerageWeichert, Realtors - Providence Properties

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