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425 S 3rd St, Pembina, ND, 58271

3beds
2baths
2,496sqft
$195,000
$78price/sqft
$1,740/moest. monthly cost
$69,600/yrincome needed

About This Home

Welcome to this cozy and beautifully updated ranch-style home nestled in the quiet small town of Pembina. This 3-bedroom, 2-bath home offers comfort, functionality, and charm throughout. Step inside to discover a bright and airy main level featuring an updated kitchen with modern finishes, perfect for cooking and entertaining. The dining and living areas are filled with natural light, creating a warm and inviting space. A full bath and convenient main-level laundry complete the main floor layout. The finished basement adds incredible value with a spacious family room, ¾ bath, and an egress window that opens up the possibility for a 4th bedroom or versatile flex space. Ample storage throughout ensures everything has its place. Recent updates include a renovated kitchen, new flooring, interior doors, shingles, and a hot water heatermaking this home truly move-in ready. Enjoy the outdoors in your beautiful 3-season room with walls of windows and a hot tub for year-round relaxation. Two storage sheds provide plenty of room for tools and toys, rounding out this must-see property.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Window features: Window Treatments
  • Finished area above ground: 1,248

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Basement

Storage Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 331960010

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 80 x 156

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across North Dakota Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance $460$5,520
Property Taxes $133$1,596
Electricity $161$1,936
Total$1,740$20,880

Income You'd Need if You Spent...

35% on housing$59,657/yr
40% on housing$52,200/yr
45% on housing$46,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 58271$77
Pembina County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 58271
Pembina County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-11Listed for sale$195,000

For Sale by Agent

AgentJulie Doyle
BrokerageWatson Real Estate

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