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16213 4th St NE, Cummings, ND, 58223

1beds
1baths
1,368sqft
$235,000
$172price/sqft
$1,861/moest. monthly cost
$74,440/yrincome needed

About This Home

This fine ranch house on a crawl space offers a large owner's bedroom, bathroom with a shower and a walk-in closet. Also featured is a walk-in pantry, large kitchen island, and all appliances are included. This property has a driveway easement across an adjoining farmstead at 16211 4th St. NE, Cummings, ND. attached garage and 2 outbuildings that is also for sale at $364,900. Purchase both together, live in one and use the other for a guest house, rental, etc. The outbuildings belong to the other property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
Hillsboro High SchoolGrades 7-124.8 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,368

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 08000001134010

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.01 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Ice Storm
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $149$1,788
Property Taxes $383$4,596
Electricity $141$1,698
Total$1,861$22,332

Income You'd Need if You Spent...

35% on housing$63,805/yr
40% on housing$55,830/yr
45% on housing$49,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 58223$178
Traill County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 58223
Traill County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-26Listed for sale$235,000

For Sale by Agent

AgentGary Leraas
BrokerageGoose River Realty, LLC

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