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430 Oil Well Rd, Mifflinburg, PA, 17844

2beds
3baths
1,120sqft
$329,900
$295price/sqft
$2,322/moest. monthly cost
$92,880/yrincome needed

About This Home

Enjoy peaceful country living in this well-maintained ranch home set on a beautiful 1-acre lot with sweeping mountain views. Step inside to a bright, welcoming layout featuring a beautiful kitchen with granite countertops, abundant cabinetry, and an easy eat-in dining area that makes mornings effortless. The comfortable living room offers a pellet stove for cozy winter nights, while central air keeps the home cool all summer long. This property has a whole-house generator and two owned propane tanks, providing reliable backup and long-term efficiency. A new on-demand propane water heater adds even more modern convenience. The finished garage space -- complete with a half bath -- creates the perfect setting for gatherings. Friends and family can flow seamlessly from the garage to the stunning deck, gazebo, and fire pit, making outdoor entertaining a breeze. Currently arranged as a 2-bedroom, 2-bath home, the layout can easily convert to 3 bedrooms with the simple addition of a partition wall. The bright, tidy basement offers excellent potential as a workout area, hobby space, or recreation room. With numerous recent updates, efficient systems, and a serene country setting, this incredible ranch home delivers comfort, flexibility, and year-round enjoyment. Call Doug Wertz for a tour570-713-9961

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: None
  • Roof: Shingle
  • Construction materials: Brick,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Range,Water Softener

Basement

  • Has basement: Yes
  • Basement: Block,Interior Entry,Exterior Entry

Bathroom

  • Level: First
  • Area: 41.6
  • Dimensions: 5.20 x 8.00

Bathroom

  • Level: First
  • Area: 17.34
  • Dimensions: 3.40 x 5.10

Bedroom2

  • Level: First
  • Area: 207.9
  • Dimensions: 11.00 x 18.90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: First
  • Area: 99.45
  • Dimensions: 8.50 x 11.70

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments,Insulated Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First
  • Area: 143.91
  • Dimensions: 11.70 x 12.30

Laundry

  • Level: First
  • Area: 35
  • Dimensions: 7.00 x 5.00

Living Room

  • Level: First
  • Area: 277.4
  • Dimensions: 14.60 x 19.00

Master Bathroom

  • Level: First
  • Area: 10.97
  • Dimensions: 2.11 x 5.20

Master Bedroom

  • Level: First
  • Area: 133.34
  • Dimensions: 11.30 x 11.80

Rec Room

  • Level: Basement
  • Area: 1120
  • Dimensions: 28.00 x 40.00

Property

Details

  • Parcel number: 013095135.30000
  • Zoning: R-R

Features

  • Patio & porch: Deck
  • Topography of land: No

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 Acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hurricane

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$106$1,272
Property Taxes $324$3,888
Electricity $224$2,692
Total$2,322$27,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,611/yr
40% on housing$69,660/yr
45% on housing$61,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 17844$146
Union County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 17844$165
Union County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$319,900
2026-07-31Listed for sale$329,900
2023-07-07Sold$285,000
2023-05-08Contingent$299,900
2023-05-02Listed for sale$299,900
2023-04-04Contingent$299,900
2023-03-31Listed for sale$299,900

For Sale by Agent

AgentDOUGLAS A WERTZ
BrokerageCOLDWELL BANKER PENN ONE REAL ESTATE

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