See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16223 Rolfe Hwy, Surry, VA, 23883

2beds
2baths
871sqft
$340,000
$390price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

OBX!?! YAWN! Avoid the crowds, hectic traffic, cheesy tourist-traps and over-priced restaurants. This unique oasis offers a glimpse of what was, is and what is to come; literally. Delightful cottage at the foot of the Scotland ferry. Thrilling possibilities await the owner of this eccentric property. Experience the breeze from the screened porch while the stresses of the daily grind vanish. Detached outbuildings with electrical power may suit a litany of uses: craft barn, workshop, gardener refuge or simply a he or she shed. Public boat ramp nearby with nautical access to Jamestown, Mothball or Ghost Fleet and Upper and Lower James River. All items in home convey, including portable AC units. Home served by a community well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Surry County High SchoolGrades 9-129.6 mi
6/10
Surry Elementary SchoolGrades PK-49.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Fireplace features: Electric
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Other,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 871 sqft

Property

Details

  • Parcel number: 161
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Screened Porch
  • Fencing: None
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.62 Acres

Parking

  • Parking features: Close to Mass Transit,Multi Car,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Drought
Hail
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$463$5,556
Property Taxes $201$2,412
Electricity $202$2,433
Total$2,585$31,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 23883$236
Surry County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 23883
Surry County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSissy Black
BrokerageVirginia 1st Realty Group LLC

Similar Homes