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13894 Rolfe Hwy, Surry, VA, 23883

4beds
0baths
2,644sqft
$350,000
$132price/sqft
$2,707/moest. monthly cost
$108,280/yrincome needed

About This Home

Lovers of American history and material culture, this Federal home is a rare find! Much of the home is original, including most flooring, both chimneys, four fireplaces, the wainscoting, and weatherboard. Oak Hill features 12' first floor ceilings, which contribute to its gracious spaces and elegant proportioning. The home also has a full basement with the original stairs and a seventeen foot long summer beam. Once part of the dowry given by Chief Powhatan to John Rolfe for his marriage to Matoaka (Pocahontas), the land this early 19th century home is built on is integral to the country's foundation. Dating to the late 1840's Oak Hill is qualified for, but not on, the state's historic registry. It sits on an attractive 2.4 acres of land and is located a couple miles from the car ferry to Williamsburg, and is approximately an hour's drive to Richmond. The seller has cleaned the property of debris and removed mid 20th century additions in preparation for an historic renovation.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Surry County High SchoolGrades 9-127.4 mi
7/10
Surry Elementary SchoolGrades PK-47.4 mi

Construction

Condition

  • Year built: 1840

Materials

  • Foundation: Basement
  • Roof: Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4

Features

  • Flooring: Wood
  • Number of fireplaces: 5
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,644 sqft

Property

Details

  • Parcel number: 2829

Features

  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 2.40 Acres

Parking

  • Parking features: Multi Car,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Drought
Hail
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$477$5,724
Property Taxes $207$2,484
Electricity $254$3,056
Total$2,707$32,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,811/yr
40% on housing$81,210/yr
45% on housing$72,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 23883$242
Surry County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 23883
Surry County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAnna Hansen
BrokerageSurry Side Realty

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