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2974 Mosley Bridge Rd, Gilbertown, AL, 36908

4beds
3baths
2,843sqft
$275,000
$97price/sqft
$1,838/moest. monthly cost
$73,520/yrincome needed

About This Home

Welcome to your private retreat in Gilbertown -- where comfort, space, and peaceful country living come together beautifully.Situated on approximately 2 acres and bordering a serene creek, this impressive 4-bedroom, 3-bath home offers the perfect balance of privacy and convenience, just minutes from town. Enjoy all the advantages of rural living while still being close to everyday essentials. Inside, you'll find generous living spaces designed for both relaxation and entertaining. The enormous primary suite is truly a showstopper  featuring two spacious walk-in closets and a luxurious master bath complete with a soaking tub, separate shower, and dedicated dressing area. It's your own personal retreat at the end of the day. With three additional bedrooms and two full baths, there's room for family, guests, or a home office setup. The 3-car garage provides ample storage and parking space, while the private patio area offers the perfect setting for morning coffee, evening gatherings, or simply enjoying the peaceful sounds of the nearby creek. If you're looking for space, comfort, and a quiet setting without sacrificing convenience, this Gilbertown property delivers it all.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Interior Area

  • Total structure area: 2,843
  • Total interior livable area: 2,843 sqft

Property

Details

  • Parcel number: 152408330000018002

Features

  • Stories: 1

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$89$1,068
Property Taxes $41$492
Electricity $318$3,817
Total$1,838$22,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,017/yr
40% on housing$55,140/yr
45% on housing$49,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 36908$125
Choctaw County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 36908
Choctaw County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$275,000

For Sale by Agent

AgentRon A Mason
BrokerageSouthern Oaks Land and Realty, LLC

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