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235 E 11Th Street, Silverton, CO, 81433

5beds
3baths
2,811sqft
$658,000
$234price/sqft
$3,863/moest. monthly cost
$154,520/yrincome needed

About This Home

This spacious home with historic charm is located in the heart of downtown Silverton and offers an excellent opportunity for a full or part time residence or rental investment. There's plenty of room to spread out with 3 living levels boasting 5 bedrooms and 3 bathrooms. A huge primary suite with ensuite bathroom sits on the 3rd level providing a private retreat, perfectly secluded from the rest of the home. Additional bathroom and 3 bedrooms are on the second level. The first level includes the 5th bedroom, bathroom and main living area with kitchen, dining, living and laundry areas. Just down the street from the Durango & Silverton Narrow Gauge train station and within walking distance to the National Historic Landmark downtown district, a thriving tourist hub. The town is located in a remote part of the western San Juan Mountains accessed about 1 hour north of Durango or from the famous and breathtakingly beautiful section of U.S. Route 550, known as the "Million Dollar Highway" connecting this special mountain town to Ouray. Silverton is a haven for the out door enthusiast. Surrounded by thousands of acres of public land, the location is perfect to explore and adventure. Experience guided and unguided expert terrain for seasoned skiers and snowboarders at Silverton Mountain, known as the highest and steepest ski area in North America. This gem of a home has had some updates over the years but is priced right to allow for your own vision of remodel or improvements.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

--
--
Silverton Middle SchoolGrades 6-80.2 mi
--
Silverton High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1897

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Fireplace features: Living Room,Stove Insert
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Pellet Stove

Interior Area

  • Total structure area: 2,811
  • Total interior livable area: 2,811 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 48291730350013

Features

  • Levels: Three Story
  • Stories: 3

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Avalanche
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,327$39,924
Home Insurance *$165$1,980
Property Taxes $159$1,908
Electricity $212$2,546
Total$3,863$46,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,445/yr
40% on housing$115,890/yr
45% on housing$103,013/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.7%
10.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 81433$582
San Juan County$746

vs Homes Sold Last Month

Median $/sqft

ZIP 81433
San Juan County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$658,000

For Sale by Agent

AgentMelanie Scott-McDonald
BrokerageUnited Country Blue Sky Homes and Land

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