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139 Old Chestnut St, Lumpkin, GA, 31815

4beds
2baths
3,706sqft
$180,000
$49price/sqft
$1,586/moest. monthly cost
$63,440/yrincome needed

About This Home

Step into a piece of Stewart County history with this stately Southern home set on 1.43 beautiful acres in the heart of Lumpkin. Offering more than 3,700 square feet, this timeless residence showcases the craftsmanship and character of a bygone era, featuring soaring ceilings, original hardwood floors, intricate woodwork, transom windows, decorative archways, and an impressive grand staircase that welcomes you from the moment you enter. Designed for gracious living, the home offers 4 spacious bedrooms upstairs, 1.5 bathrooms, a large kitchen, and multiple formal and informal living spaces. Expansive porches and a charming second-story balcony create the perfect places to relax and take in the peaceful surroundings. Situated on a generous 1.43-acre lot with mature trees and the quiet charm of rural Southwest Georgia. Schedule your private tour today.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 3,706
  • Total interior livable area: 3,706 sqft

Property

Details

  • Parcel number: LU04068

Features

  • Levels: Two

Lot

  • Lot size: 1.43 Acres
  • Features: None

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$177$2,124
Property Taxes $139$1,668
Electricity $360$4,320
Total$1,586$19,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,377/yr
40% on housing$47,580/yr
45% on housing$42,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 31815$45
Stewart County$59

vs Homes Sold Last Month

Median $/sqft

ZIP 31815
Stewart County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$180,000
2025-12-06Listing removed$74,900
2023-08-01Listing removed$215,000
2023-07-13Listed for sale$215,000
2022-12-13Sold$60,000
2022-11-24Pending sale$74,900
2022-11-24Listed for sale$74,900
2022-11-24Pending sale$74,900
2022-11-01Listed for sale$74,900
2022-10-29Pending sale$74,900
2022-10-26Listed for sale$74,900
2012-09-19Sold$11,500
2011-08-18Sold$102,800

For Sale by Agent

AgentHayleigh Burks
BrokerageB & B Realty

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