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93 North St, Lumpkin, GA, 31815

3beds
1baths
1,100sqft
$119,999
$109price/sqft
$1,094/moest. monthly cost
$43,760/yrincome needed

About This Home

SELLER HIGHLY MOTIVATED - MOTIVATED SELLER BRING ALL OFFERS!!! Welcome to this beautifully fully renovated home at 93 North St in Lumpkin, GA-where modern updates meet small-town charm. This move-in-ready property has been thoughtfully upgraded from top to bottom, offering peace of mind and stylish living. Inside, you'll find a bright, open layout with fresh paint, new flooring, and updated fixtures throughout. The kitchen has been completely redesigned with contemporary cabinetry, sleek countertops, and modern appliances, making it both functional and inviting. The home features updated bathrooms with clean, modern finishes, along with refreshed bedrooms that provide comfortable and relaxing spaces. Major systems have been improved, ensuring efficiency and reliability for years to come. Outside, the property offers a spacious yard perfect for entertaining, gardening, or simply enjoying the quiet surroundings. Conveniently located in the heart of Lumpkin, this home combines the appeal of a peaceful neighborhood with easy access to local amenities. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this fully renovated property is a must-see.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Oven/Range (Combo),Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: LU09 084

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$177$2,124
Property Taxes $92$1,104
Electricity $219$2,637
Total$1,094$13,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,508/yr
40% on housing$32,820/yr
45% on housing$29,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 31815$44
Stewart County$59

vs Homes Sold Last Month

Median $/sqft

ZIP 31815
Stewart County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$119,999
2026-05-20Price change$129,999
2026-04-30Listed for sale$139,999
2024-09-05Sold$5,000
2023-12-04Listing removed$59,999
2023-10-27Pending sale$59,999
2023-05-16Sold$24,000
2023-05-08Price change$59,999
2023-03-15Pending sale$23,900
2023-02-07Listed for sale$23,900
2023-01-24Listing removed$25,200
2023-01-04Price change$25,200
2022-12-06Listed for sale$26,500

For Sale by Agent

AgentDedrick Josey
BrokerageColdwell Banker Realty

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