478 Railroad St, Bergland Township, MI, 49910
About This Home
Cozy and very nice 3-bedroom, 1.5-bath home on a desirable corner lot with a Lake Gogebic view! First floor bedroom, bathroom and laundry and beautiful laminate flooring through the living and dining rooms. The second-floor features 2 spacious bedrooms and a 1/2 bath making this area perfect for the kids or house guests to have their own space. The front deck features maintenance-free composite decking and the fenced yard is ideal for pets, play, or relaxing evenings. The property also features a 1-car detached garage for extra storage and parking. You can enjoy tons of outdoor recreation with the snowmobile/ATV trail right across the street and Lake Gogebic is just a stone's throw away. Lake-view living without lake-front taxes. This is a great year-round home or up-north getaway!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Construction materials: Vinyl Siding,Vinyl Trim
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Electric Water Heater
- Laundry features: First Floor Laundry
Basement
- Basement: None,Crawl Space
Bathroom
- Features: Not Applicable
Bathroom1
- Features: Vinyl
- Level: Main
- Area: 50
Bedroom1
- Features: Carpet
- Level: Main
- Area: 120
Bedroom2
- Features: Carpet
- Level: Second
- Area: 156
Bedroom3
- Features: Wood
- Level: Second
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Laminate
- Level: Main
- Area: 99
Features
- None
- Flooring: Vinyl,Carpet,Wood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Vinyl
- Level: Main
- Area: 143
Living Room
- Features: Laminate
- Level: Main
- Area: 228
Property
Details
- Parcel number: 0150701100
- Zoning description: Residential
- Special condition: Private,Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
- Fencing: Fenced
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: All Sports Lake,Dock/Pier Facility,Interior Lake
- Waterbody name: Lake Gogebic
- Frontage type: Road
- Frontage length: 100
Lot
- Lot size: 6,098 sqft
- Features: Corner Lot,City Lot
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 2
- Parking features: 2 Spaces,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Ontonagon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $285 | $3,420 |
| Electricity | $188 | $2,259 |
| Total | $1,245 | $14,940 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $149,000 |
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