437 W 8th St, Hermann, MO, 65041
About This Home
Welcome home to this spacious and inviting brick residence in the heart of Hermann, Missouri—offering the perfect blend of charm, comfort, and income potential. With over 2,200 square feet of living - 5 bedrooms, and 2 full baths, this home provides the space and flexibility today’s buyers are looking for, while being thoughtfully maintained and successfully operated as a guest rental for the past 11 years. Inside, you’ll find comfortable living areas with a warm, welcoming feel, complemented by radiant floor heating that delivers efficient, consistent comfort year-round. The home also features an updated kitchen and bathrooms, adding a fresh, modern touch to the living experience. For added peace of mind and everyday convenience, the property includes a whole-house water filtration system along with reverse osmosis drinking water, ensuring clean, high-quality water throughout. The partially finished basement expands your living options even further with over 1515 additional square feet, and adds tons of additional potential as future living quarters or guest space. The basement also features a garage area for convenient parking or storage, plus additional space that could be used for a recreation room, workout area, or workshop. Step outside and enjoy not just one, but three separate patios/deck areas—perfect for morning coffee, outdoor dining, or simply unwinding in your own private retreat. An additional outdoor storage shed provides space for tools, lawn equipment, or seasonal items. Hermann Elementary School is located on the next block and the City Park is walking distance. If a spacious home with character and flexibility is what you are looking for, this property is a rare find with proven income history and endless potential. Don’t miss your chance to own a well-maintained, character-filled home in one of Missouri’s most charming towns.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Flooring: Laminate,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,200
Heating & Cooling
- Heating features: Electric,Forced Air,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total structure area: 3,687
- Total interior livable area: 3,687 sqft
Property
Details
- Parcel number: 027.035001006008.000
- Special condition: Standard
Features
- Levels: Two
- Fencing: Partial
Lot
- Lot size: 6,969 sqft
- Features: Back Yard,Corner Lot,Front Yard
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Hail
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $183 | $2,196 |
| Electricity | $281 | $3,378 |
| Total | $2,472 | $29,664 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $369,000 |
| 2026-04-08 | Listed for sale | $395,000 |
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