See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1000 Market St, Hermann, MO, 65041

4beds
2baths
2,200sqft
$399,000
$181price/sqft
$2,671/moest. monthly cost
$106,840/yrincome needed

About This Home

Turn-key guesthouse opportunity in the heart of Hermann! This 4-bedroom, 2-bath property is perfectly set up for immediate use as an income-producing rental or a comfortable getaway for owners and guests alike. Inside, you’ll find warm wood floors and a spacious layout featuring a full-size living room, dining room, and kitchen ideal for hosting families and groups. The home offers plenty of room to gather, relax, and enjoy everything Hermann has to offer. Step out onto the back porch and take in peaceful views overlooking Hermann City Park, creating a serene setting for morning coffee or evening unwinding. A detached garage adds convenience and extra storage. Located just a couple of blocks from downtown Hermann, guests can easily walk to local shops, restaurants, wineries, and attractions while still enjoying a quiet setting near the park. Whether you're looking to expand your investment portfolio or own a guesthouse for personal use, this property offers both charm and strong rental potential.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Hermann Elementary SchoolGrades PK-30.4 mi
5/10
Hermann Middle SchoolGrades 4-80.8 mi
9/10
Hermann High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1905

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 027.036002021001.000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • Frontage length: 60

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,Sloped,Views
  • Lot size dimensions: 60/121

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$278$3,336
Property Taxes $209$2,508
Electricity $167$2,015
Total$2,671$32,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,577/yr
40% on housing$80,130/yr
45% on housing$71,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 65041$213
Gasconade County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 65041
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$399,000

For Sale by Agent

AgentDana E Poe
BrokerageTrophy Properties & Auction

Similar Homes