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117 E 13th St, Hermann, MO, 65041

3beds
2baths
1,130sqft
$215,000
$190price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

This charming, furnished, 3-bedroom, 2-bath home in Hermann, MO offers a comfortable and inviting layout with a bright, open main living area perfect for everyday living and entertaining. The living room flows seamlessly into the dining area, where you’ll find a nice walkout to the back patio, ideal for relaxing or hosting gatherings. Finished lower level is perfect for extra family room, office or use as a sleeping area. An attached garage adds convenience, while the home’s functional design makes the most of every space. Current seller rents this home as a Guesthouse, and is selling Turn-Key, business can be transferrable to new licensed owner! Located in the heart of Hermann, you’ll enjoy small-town charm with nearby amenities, wineries, and scenic surroundings.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Hermann Elementary SchoolGrades PK-30.5 mi
5/10
Hermann Middle SchoolGrades 4-80.7 mi
9/10
Hermann High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Foyer
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sleeping Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 130
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Details

  • Parcel number: 027.036002030012.000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Frontage length: 60

Lot

  • Lot size: 7,305 sqft
  • Features: Back Yard,City Lot,Sloped
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$150$1,800
Property Taxes $112$1,344
Electricity $141$1,693
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 65041$219
Gasconade County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 65041
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$219,000
2019-08-08Sold--
2019-06-15Pending sale$121,000
2019-05-10Price change$121,000
2019-01-11Price change$123,900
2018-10-15Listed for sale$124,900
2015-03-31Sold--

For Sale by Agent

AgentTroy G Stevens
BrokerageTrophy Properties & Auction

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