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10952 Gopher Mine Trl, Grass Valley, CA, 95949

3beds
3baths
1,836sqft
$519,000
$283price/sqft
$3,821/moest. monthly cost
$152,840/yrincome needed

About This Home

This meticulously maintained one owner home sits on 7 stunning acres with sweeping western views of the Sutter Buttes and breathtaking sunsets! Thoughtfully cared for and filled with natural light, every window captures long distance views of rolling terrain, wildflowers, rock outcroppings, and the peaceful seasonal creek that borders the property. Private and serene at the end of the road. This efficient three bedroom, three bath home offers a rare combination of beauty and functionality. An open bright kitchen with a living room and family room on either side. This home features built ins and an abundance of storage including enclosed storage under the home. There's plenty of room for animals, RV parking, and all your recreational toys, making it ideal for those who crave space, freedom, and a true country lifestyle. Manicured acreage, privacy, and pride of ownership shine throughout. A peaceful setting where sunsets steal the show and the possibilities are endless. Well 13.3+ gpm and septic inspection done.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Bear River High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Plumbed,Dishwasher,Microwave,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Cabinets,Sink,Space For Frzr/Refr,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central,Gas,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,836 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Ceramic Counter,Pantry Closet,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Double Vanity,Soaking Tub,Jetted Tub,Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Balcony,Outside Access

Property

Details

  • Parcel number: 025500015000
  • Zoning description: AG-10
  • Special condition: Standard

Features

  • Exterior features: Outdoor Grill,Uncovered Courtyard
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 7.09 Acres
  • Features: Court,Private,Dead End,Secluded,Stream Seasonal,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,RV Possible,Garage Door Opener,Garage Faces Front,Uncovered Parking Spaces 2+,Guest,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$233$2,796
Property Taxes $566$6,792
Electricity $398$4,786
Total$3,821$45,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,005/yr
40% on housing$114,630/yr
45% on housing$101,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 95949$242
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95949$275
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$599,900
2026-03-12Listed for sale$625,000

For Sale by Agent

AgentStacy Capellanio
BrokerageRealty ONE Group Complete

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