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114 Oak St, Gasconade, MO, 65061

0beds
0baths
765sqft
$48,900
$64price/sqft
$450/moest. monthly cost
$18,000/yrincome needed

About This Home

Discover the perfect blend of recreation and relaxation with this beautiful .37-acre lot ideally situated just 500 feet from a public boat launch and moments from where the Missouri and Gasconade Rivers meet. Whether you’re an avid boater, angler, or simply love being near the water, this location offers endless outdoor enjoyment. Located only 15 minutes from historic Hermann, Missouri, you’ll have easy access to charming wineries, restaurants, and festivals while still enjoying the peace and quiet of nature. This property offers the ideal setting for a weekend getaway, future cabin, or investment in a growing river community.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Hermann Middle SchoolGrades 4-86.2 mi
9/10
Hermann High SchoolGrades 9-126.2 mi
6/10
Hermann Elementary SchoolGrades PK-36.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 765

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 765
  • Total interior livable area: 765 sqft

Property

Details

  • Parcel number: 041.011001009005.000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.37 Acres
  • Features: City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$37$444
Property Taxes $25$300
Electricity $141$1,693
Total$450$5,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,428/yr
40% on housing$13,500/yr
45% on housing$12,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 65061$60
Gasconade County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65061
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-06Listed for sale$90,000

For Sale by Agent

AgentJerry Hunter
BrokerageLiving The Dream Inc.

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