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406 Arrowhead Trl, Hermann, MO, 65041

1beds
1baths
800sqft
$119,900
$150price/sqft
$892/moest. monthly cost
$35,680/yrincome needed

About This Home

SORRY THIS HOME CANNOT BE OR USED AS A RENTAL OR AIR B & B. OWNER OCCUPIED USERS ONLY. OWN your own fully furnished vacation cabin/tiny home in Hermann, MO! - This 2 story cabin comes FULLY FURNISHED with couches, table, beds, frig, washer/dryer and even the decor!! - PLUS the tool shed comes fully loaded with all tools INCLUDING THE GOLF CART! - PLUS this cabin includes an additional lot, complete with grown trees and a fire pit! - PLUS there’s a nice patio with you guessed it, patio furniture! - PLUS large front porch with rockers and bench - PLUS Electric, Water and Septic This is a 3-season vacation cabin, so it’s typically winterized for the cold months. The upper level is all open with 2 beds and a couch. This home is located in Gascony Village, about 20 minutes from downtown Hermann, check out all of the community exclusive amenities: - Private Boat Launch and Beach on the Gasconade River - Huge Swimming Pool with Bathrooms and Shower House - Private Fishing Lake - Private Gravel Roads - Club house - Covered Pavilions - Playgrounds and Sand Volleyball Close to the wineries and right on the Gasconade River, this community has it all! Enjoy jet skiing, boating, 4 wheeling, swimming, and bonfires or cookouts with neighbors. Celebrate holiday weekends with events including kids cake walks, golf cart parades, washer tournaments, poker runs, booze walks for the adults, basket raffles, bingo, live bands and friends galore!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Hermann Middle SchoolGrades 4-88.4 mi
9/10
Hermann High SchoolGrades 9-128.4 mi
6/10
Hermann Elementary SchoolGrades PK-38.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Washer/Dryer Stacked,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 045.015003013018.000
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Covered
  • Exterior features: Fire Pit

Lot

  • Lot size: 3,197 sqft
  • Features: Few Trees
  • Lot size dimensions: 40 x 80 x 40 x 80

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$83$996
Property Taxes $62$744
Electricity $141$1,693
Total$892$10,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,582/yr
40% on housing$26,760/yr
45% on housing$23,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 65041$223
Gasconade County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 65041
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$125,000
2026-01-01Listing removed$125,000
2025-09-12Listed for sale$125,000

For Sale by Agent

AgentHolly A Pace
BrokerageWorth Clark Realty

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