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1766 Highway 50, Owensville, MO, 65066

4beds
2baths
2,396sqft
$369,000
$154price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Escape to your own private retreat where comfort, beauty, and modern updates come together seamlessly. Nestled on 3.42 picturesque acres, this beautifully updated 4-bedroom, 2-bath home offers the perfect blend of rural tranquility and contemporary convenience. From the moment you arrive, you’ll be captivated by the breathtaking panoramic views and inviting outdoor living spaces. Enjoy morning coffee or evening sunsets from the expansive wraparound deck, gather around the cozy fire pit, or relax while overlooking the stunning fully stocked 0.33-acre pond complete with an electric aeration system. Inside, you’ll find a thoughtfully remodeled home featuring numerous upgrades, including newer electrical and plumbing systems, a high-efficiency HVAC heat pump, electric fireplace, and a beautifully finished lower level that provides additional living and entertaining space. A whole-home filtration system and water softener add comfort and peace of mind. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the impressive detached 3-bay garage with its own 200-amp electrical service, along with an additional 2-car carport. The home itself is equipped with a separate 200-amp electrical service, offering ample power for modern living. Nature lovers will delight in the abundance of fruit trees, grapevines, and berry plants scattered throughout the property, creating a truly self-sustaining country oasis. Additional improvements include gutter guards and a professionally installed drainage system designed to direct water away from the home. This exceptional property offers the perfect combination of privacy, functionality, and scenic beauty. Whether you’re seeking a peaceful homestead, hobby farm potential, or simply a place to unwind and enjoy the outdoors, this one-of-a-kind property is sure to impress!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
5/10
Owensville Middle SchoolGrades 6-88.0 mi
5/10
Owensville High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Sleeping Area,Walk-Out Access

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Center Hall Floorplan,Custom Cabinetry,Dining/Living Room Combo,Entrance Foyer,Pantry,Workshop/Hobby Area
  • Window features: Bay Window(s),Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,396

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Lower

Primary Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 113.008000000013.000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Fire Pit
  • Fencing: None

Lot

  • Lot size: 3.42 Acres
  • Features: Adjoins Wooded Area,Back Yard,Front Yard,Landscaped,Pond on Lot

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Circular Driveway,Detached,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$237$2,844
Property Taxes $193$2,316
Electricity $182$2,195
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 65066$156
Gasconade County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 65066
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$369,000
2022-11-04Sold--
2022-09-29Pending sale$310,000
2022-09-19Listed for sale$310,000
2020-12-14Sold--
2020-10-25Pending sale$189,900
2020-10-22Listed for sale$189,900
2020-09-09Pending sale$189,900
2020-09-02Listed for sale$189,900

For Sale by Agent

AgentDiane R Thomas
BrokerageRE/MAX Exclusive Properties

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