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314 Cedar St, Rosebud, MO, 63091

1beds
1baths
648sqft
$100,000
$154price/sqft
$762/moest. monthly cost
$30,480/yrincome needed

About This Home

Opportunity knocks with this cozy 1-bedroom, 1-bath bungalow full of potential! Inside, you’ll find hardwood flooring throughout, a functional kitchen with working appliances, and a comfortable layout ready for your personal touches. The dry basement provides additional storage and workspace possibilities. Outside, the property offers a spacious yard with mature shade trees and room to create your own outdoor retreat. The seller reports the roof has never leaked and all appliances are currently operational. With some cleanup and updates, this home could truly shine—whether you’re searching for an affordable residence, rental property, or your next renovation project. Schedule your showing and bring your vision!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
5/10
Owensville Middle SchoolGrades 6-84.4 mi
5/10
Owensville High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 648

Heating & Cooling

  • Heating features: Baseboard,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Property

Details

  • Parcel number: 134.017002003004.010
  • Special condition: Listing As Is,Standard

Features

  • Levels: One
  • Fencing: Chain Link

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$64$768
Property Taxes $52$624
Electricity $141$1,693
Total$762$9,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,125/yr
40% on housing$22,860/yr
45% on housing$20,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 63091$194
Gasconade County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 63091
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentKristen R Kish
BrokerageEpique Realty

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