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20292 Killarney Ln, Grass Valley, CA, 95945

5beds
3baths
1,858sqft
$549,000
$295price/sqft
$3,988/moest. monthly cost
$159,520/yrincome needed

About This Home

One of a kind property that is absolutely secluded and private on just over 1.5 acres. Fully renovated and restored 2 story home located on a long private dead end street tucked away in the forest. This stunning home features 5 full bedrooms, and 2.5 baths and just shy of 1,900 sq ft. One half bath with laundry is located on the bottom floor, 5 bedrooms and 2 full baths located on the upper level. Featuring a brand new energy efficient roof and gutters, brand new energy efficient dual electric/gas heating and air system with new ducts. All new exterior and interior paint. Luxury vinyl plank flooring, brand new carpet and 5 inch baseboards throughout. Kitchen features quartz counters, all new stainless appliances and custom tile backsplash. Primary bath features double sinks, quartz counters and a gorgeous walk in shower. Additional cabinetry and bench off to the side of the vanity. Two closets, one in the bathroom and one in the bedroom. Ceiling fans throughout. Brand new garage door and automatic opener. Huge deck off of the family room, perfect for entertaining. This is a property for someone that has plenty of toys and is looking for some tranquil peace and quiet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Bell Hill AcademyGrades K-44.5 mi
4/10
7/10
Nevada Union High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Ground Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Propane,Central,Electric,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,858 sqft

Kitchen

  • Features: Pantry Cabinet,Quartz Counter,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Quartz

Master Bedroom

  • Features: Closet,Sitting Area

Property

Details

  • Parcel number: 026100031000
  • Zoning: RA 1.5
  • Special condition: Standard

Features

  • Fencing: Chain Link

Lot

  • Lot size: 1.55 Acres
  • Features: Dead End,Secluded

Parking

  • Total spaces: 2
  • Parking features: Private,Enclosed,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$246$2,952
Property Taxes $568$6,816
Electricity $398$4,786
Total$3,988$47,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,731/yr
40% on housing$119,640/yr
45% on housing$106,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$327
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$549,000
2026-07-23Price change$549,000
2026-07-02Listed for sale$569,000
2026-05-01Sold$285,000

For Sale by Agent

AgentChris Saizan
BrokerageRefined Realty Group

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