1644 Lake Shore Dr, Owensville, MO, 65066
About This Home
JUST IMAGINE YOUR FAMILY LIVING IN THIS 3-BEDROOM, 2-BATH HOME WITH LAKE VIEW AT PEACEFUL VALLEY. THIS HOME HAS MANY UPDATES. HOME HAS A MODERN KITCHEN WITH STAINLESS APPLIANCES. SPECIAL WOOD MILLWORK, BUILT-IN'S, & SOLID WOOD PANEL DOORS. LIVING ROOM FEATURES FLOOR TO CEILING WINDOWS FOR AN ENDLESS VIEW. YOU CAN ACCESS DECK AND BACK YARD FROM LIVING ROOM. GREAT AREA FOR GRILLING AND ENTERTAINING OR JUST RELAX AND ENJOY THE VIEW. THERE IS ALSO A TREEHOUSE FOR THE KIDS. LARGE CEDAR WALK-IN CLOSET ON LOWER LEVEL. PRIMARY SUITE WITH PRIVATE BATH, CLOSET, AND LAUNDRY AREA. HOME HAS 1-CAR GARAGE WITH OPENER AND KEY PAD. SEPARATE PARKING OFF ROAD FOR BOAT. HOME IS LOCATED NEAR COMMUNITY POOL, TENNIS COURT, LODGE, AND BOAT RAMP. CALL FOR YOUR PRIVATE SHOWING.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Brick Veneer,Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Split Foyer,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Electric Range,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Other
Basement
- Has basement: Yes
- Basement: Full,Concrete,Sleeping Area,Storage Space,Walk-Out Access
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Shower,Entrance Foyer,Custom Cabinetry,Separate Dining,Bookcases,Center Hall Floorplan,Special Millwork,Walk-In Closet(s)
- Window features: Tilt-In Windows
- Flooring: Carpet
- Number of fireplaces: 3
- Fireplace features: Dining Room,Family Room,Living Room,Recreation Room
- Fireplace: Yes
- Finished area below ground: 1,104
- Finished area above ground: 1,656
Heating & Cooling
- Heating features: Forced Air,Electric,Other
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,760
- Total interior livable area: 2,760 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Storage
- Level: Lower
Property
Details
- Parcel number: 157.025004008033.000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Multi/Split
- Private pool: Yes
- Pool features: Private,In Ground
- Patio & porch: Deck
- Waterfront features: Lake
Lot
- Lot size: 0.25 Acres
- Features: Adjoins Wooded Area
- Lot size dimensions: IRREGULAR
Parking
- Total spaces: 1
- Parking features: RV Access/Parking,Additional Parking,Basement,Garage,Garage Door Opener,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Earthquake
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $114 | $1,368 |
| Electricity | $210 | $2,529 |
| Total | $1,571 | $18,852 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $219,000 |
| 2019-02-22 | Sold | -- |
| 2019-01-19 | Pending sale | $127,000 |
| 2018-10-02 | Listed for sale | $127,000 |
| 2018-09-29 | Pending sale | $127,000 |
| 2018-09-04 | Listed for sale | $127,000 |
| 2017-01-13 | Sold | -- |
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