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1205 E Stude Ln, Bland, MO, 65014

4beds
3baths
1,495sqft
$280,000
$187price/sqft
$1,875/moest. monthly cost
$75,000/yrincome needed

About This Home

Peaceful country living awaits on 4.5 private acres! This move-in ready 4-bedroom, 3-bath home offers the perfect blend of space, comfort, and privacy. Inside, you'll love the open floor plan featuring a spacious kitchen, dining area, and inviting living room—ideal for entertaining and everyday living. The oversized primary suite includes a private deck, providing the perfect place to enjoy your morning coffee or relax while taking in the peaceful surroundings. Three additional generously sized bedrooms and two full bathrooms offer plenty of room for family, guests, or multi-generational living. The partially finished walk-out basement provides flexible living space that can be used as a recreation room, home office, gym, playroom, study, or bonus room, with additional unfinished space for storage or future expansion. Enjoy the freedom of 4.5 acres with room for gardening, hunting, outdoor recreation, pets, or simply taking in the beauty of nature. If you've been searching for a home with acreage, a private setting, and versatile living space, this property is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Maries Co. Middle SchoolGrades 5-81.5 mi
2/10
Belle High SchoolGrades 9-126.3 mi
4/10
Belle Elementary SchoolGrades PK-46.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Storage Space,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,495

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,495
  • Total interior livable area: 1,495 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Property

Details

  • Parcel number: 165.016000000009.040
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 4.15 Acres
  • Features: Back Yard,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$172$2,064
Property Taxes $147$1,764
Electricity $141$1,693
Total$1,875$22,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,285/yr
40% on housing$56,250/yr
45% on housing$50,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65014$334
Gasconade County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 65014
Gasconade County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$280,000
2026-07-06Listed for sale$285,000
2021-06-14Sold--
2021-04-24Pending sale$159,900
2021-04-24Contingent$159,900
2021-04-23Listed for sale$159,900
2017-08-23Sold--

For Sale by Agent

AgentHeather M Bastunas
BrokerageHD Real Estate LLC

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