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694 Market St, Ste Genevieve, MO, 63670

3beds
2baths
1,248sqft
$180,000
$144price/sqft
$1,310/moest. monthly cost
$52,400/yrincome needed

About This Home

Completely renovated and move-in ready, this stunning 3 bed, 2 bath home offers the perfect blend of historic charm and modern convenience. With 1,248 sqft of beautifully refreshed living space, this century-old home has been thoughtfully brought into today’s standards while maintaining its timeless character. The spacious main-floor primary suite provides added privacy and convenience, while the fully remodeled kitchen shines with updated cabinetry, stylish finishes, and brand-new appliances. Both bathrooms have been tastefully updated, and the home features new flooring throughout. Enjoy the ease of main-floor laundry, central HVAC, updated windows and entry doors, plus a full walk-out basement offering plenty of storage potential. Outside, the fenced backyard, and detached 2-car garage create the perfect setup for relaxing or entertaining. Truly turnkey and ready to welcome its next owner home.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 075.0021030260008.00
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Lightning
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$160$1,920
Property Taxes $99$1,188
Electricity $141$1,693
Total$1,310$15,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,914/yr
40% on housing$39,300/yr
45% on housing$34,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$212
Ste. Genevieve County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$180,000
2026-06-24Price change$185,000
2026-05-29Listed for sale$190,000
2026-03-02Listing removed$90,000
2025-12-12Price change$90,000
2025-10-05Listed for sale$100,000
2016-04-29Sold--
2014-12-22Sold--
2011-10-07Sold--

For Sale by Agent

AgentHarrison Hughes
BrokerageHomebound Realty LLC

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