See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6325 Highway Z, Houston, MO, 65483

2beds
2baths
2,270sqft
$450,000
$198price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

Welcome to your private slice of the Ozarks located just a 10 minute scenic drive from Houston, Missouri. Nestled on 20 acres, this stunning custom native rock home offers timeless character and natural beauty that blend seamlessly into its surroundings. From the flat rock walkway to the welcoming front porch, step inside to gorgeous cherry floors that lead to a custom kitchen with large island and attached dining room. Up the spiral staircase you will find a bonus space upstairs perfect for guest space, office or craft space. A massive rock fireplace is the central focus of the home and makes a dramatic statement to the generously sized, yet cozy living room. Anderson roll-out windows offer plenty of light and gorgeous views of the property. Down the hall are 2 bedrooms with nice closet space and a full bath. The utility room offers built in cabinets for storage and is adjacent to a mudroom with built in floor to ceiling cabinets and additional full bath. The attached 2 car garage is oversized to fit larger vehicles with plenty of room for storage. Outside you will find a nice mix of open land and woods with lovely landscaping and mature shade trees. A 4 bay equipment shed, 2 water wells, enclosed deer stand, garden spot, and chicken coop makes for an ideal mini-farm. The property boundary is mere yards from the Little Piney River for an added bonus!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Houston Elementary SchoolGrades PK-56.5 mi
6/10
Houston Middle SchoolGrades 6-86.5 mi
3/10
Houston High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Water Softener Owned,Refrigerator
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Solid Surface Counters,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Insert,Wood Burning,Rock
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,270

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Propane,Wood
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,270
  • Total interior livable area: 2,270 sqft

Property

Details

  • Parcel number: 190.929000000004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Front Porch
  • Exterior features: Rain Gutters,Garden

Lot

  • Lot size: 20.25 Acres
  • Features: Acreage,Level,Wooded/Cleared Combo,Sloped,Paved

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Gravel,Garage Faces Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$455$5,460
Property Taxes $165$1,980
Electricity $173$2,080
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 65483$122
Texas County$588

vs Homes Sold Last Month

Median $/sqft

ZIP 65483
Texas County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$450,000
2013-05-26Sold--

For Sale by Agent

AgentElizabeth Heather Holden
BrokerageVIP Properties

Similar Homes