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14266 Able Rd, Houston, MO, 65483

2beds
1baths
1,200sqft
$369,900
$308price/sqft
$2,520/moest. monthly cost
$100,800/yrincome needed

About This Home

?? Private Country Retreat on 41 Acres - Energy Efficient Earth Berm Home ?? Escape to your own secluded paradise with this unique 2 bedroom, 1 bathroom earth berm home nestled on 41 stunning acres. Designed for efficiency and comfort, this home offers low-cost heating and cooling year-round, making it as practical as it is peaceful. Step inside to find a cozy, functional layout featuring a spacious utility room and a built-in safe room for added security and peace of mind. The home's design embraces simplicity and durability, perfect for those looking to live efficiently without sacrificing comfort. Enjoy your mornings or unwind in the evenings on the front porch overlooking breathtaking views of rolling countryside. The property itself is a rare find--a perfect blend of wooded acreage and open pasture, ideal for hunting, livestock, or recreational use. A creek winds through the middle of the land, adding both beauty and usability to this already incredible setting. And best of all, the home offers true privacy, tucked away where it cannot be seen from the road. If you've been searching for a peaceful homestead, hunting retreat, or off-the-grid lifestyle opportunity--this one checks all the boxes. ? 2 Bed | 1 Bath ? Earth Berm (Energy Efficient) ? Safe Room ? Large Utility Room ? 41 Acres (Woods + Pasture) ? Creek Running Through Property ? Private, Secluded Setting ? 24 x 24 Shop Building ?? A rare opportunity to own a property that combines efficiency, privacy, and natural beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Houston Elementary SchoolGrades PK-57.3 mi
6/10
Houston Middle SchoolGrades 6-87.3 mi
3/10
Houston High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 190.932000000003.01
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 41 Acres
  • Features: Pasture,Pond on Lot,Scattered Woods,Secluded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$374$4,488
Property Taxes $135$1,620
Electricity $141$1,693
Total$2,520$30,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,400/yr
40% on housing$75,600/yr
45% on housing$67,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 65483$122
Texas County$588

vs Homes Sold Last Month

Median $/sqft

ZIP 65483
Texas County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$369,900
2026-05-01Listed for sale$389,000
2022-04-19Sold--
2022-03-16Pending sale$319,900

For Sale by Agent

AgentDaniel J Cornell
BrokerageWolfe Realty

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