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506 N Birch St, Truth Or Consequences, NM, 87901

1beds
1baths
1,040sqft
$105,000
$101price/sqft
$809/moest. monthly cost
$32,360/yrincome needed

About This Home

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
T Or C Elementary SchoolGrades PK-30.9 mi
4/10
T Or C Middle SchoolGrades 6-81.0 mi
5/10
Hot Springs High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 3022078044275

Lot

  • Lot size: 4,199 sqft
  • Lot size dimensions: 30 x 140

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters in Sierra County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$82$984
Property Taxes $49$588
Electricity $148$1,780
Total$809$9,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,737/yr
40% on housing$24,270/yr
45% on housing$21,573/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 87901$102
Sierra County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 87901
Sierra County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-09Listed for sale$119,000
2025-03-27Listing removed$119,000
2023-10-17Listed for sale$119,000
2023-01-24Listing removed$115,000
2022-05-28Listed for sale$115,000
2022-05-05Listing removed$98,000
2022-02-06Listed for sale$98,000
2021-05-26Listing removed--
2021-03-16Listed for sale$94,000

For Sale by Agent

AgentSidney Bryan
BrokerageSea Properties Ltd

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