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13032 Thistle Loop, Penn Valley, CA, 95946

2beds
2baths
1,680sqft
$449,000
$267price/sqft
$3,718/moest. monthly cost
$148,720/yrincome needed

About This Home

Charming Home in Prime Lake Wildwood Location - Ideal for Your Gold Country Lifestyle! Discover an ideal retreat in Lake Wildwood! Located close to the tennis courts on Thistle Loop, this warm and inviting home offers easy access to the lake, recreation center, pool, volleyball and pickleball courts, parks, and the main gate for easy commuting. Enjoy a large living room and a cozy family room with a woodstove and vaulted wood ceilings for an airy, open feel. Two large en-suite bedrooms. The laundry room boasts ample space, an extra refrigerator, and convenient storage options. Under-deck enclosure is perfect for gardening tools, bicycles, and more, while the garage and under-home areas add even more storage options. Low-Maintenance yard on nearly half an acre of easy-care property leaves more time for fun and relaxation. Lake Wildwood offers a vibrant Gold Country lifestyle with breathtaking wildlife, countless recreational activities, a championship golf course, and a sparkling lake. This gated community is brimming with clubs, activities, and amenities for all ages. Top-rated schools, healthcare, shopping, and dining are all nearby, making this an ideal place to call home. Don't miss out on this incredible opportunity - schedule your tour and see what you've been missing!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Vantage Point CharterGrades K-123.6 mi
7/10
Nevada Union High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Raised,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Dishwasher,Disposal,Electric Cooktop,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Other,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Central Vacuum
  • Flooring: Carpet,Laminate,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Kitchen Island,Laminate Counters

Master Bathroom

  • Features: Double Vanity,Fiberglass,Tub w/Shower Over,Window

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 031450003000
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Fencing: None

Lot

  • Lot size: 0.48 Acres
  • Features: See Remarks,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Avalanche
Heat Wave
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$232$2,784
Property Taxes $818$9,816
Electricity $398$4,786
Total$3,718$44,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,474/yr
40% on housing$111,540/yr
45% on housing$99,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 95946$238
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95946$262
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$449,000
2025-12-02Listed for sale$457,000
2025-11-11Listing removed$457,900
2025-06-03Listed for sale$457,900
2025-05-24Listing removed$457,901
2025-02-02Listed for sale$457,901
2025-01-23Listing removed$457,901
2024-11-22Listed for sale$457,901

For Sale by Agent

AgentTeresa Dietrich
BrokerageGold Country Ranches and Realty

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