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421 Roosevelt St, Turtle Lake, ND, 58575

2beds
2baths
1,362sqft
$159,900
$117price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

'Welcome Home' to 421 Roosevelt Street in Turtle Lake, ND. Originally built in 1925, this home has had some updates, fresh paint along with extra spaced added on to allow for an extra bathroom and bigger bedroom areas. Inside, you'll find two comfortable bedrooms, two updated bathrooms, and a spacious floor plan designed for everyday living. The large dining area provides plenty of room for family meals, holiday gatherings, and entertaining, while the inviting living room offers a comfortable place to relax. An enclosed porch creates the perfect space for morning coffee, a reading nook, or additional seasonal living space, and the welcoming entry adds storage space and an entrance into the kitchen area. Recent exterior improvements include a patio area off of the primary bedroom and updated siding. There is a one stall garage that can fit a small car and was used for a workshop space and storage. The private backyard creates a peaceful retreat with room to garden, entertain, or simply enjoy the quiet surroundings. Whether you're a first-time buyer, looking to downsize, or searching for a move-in-ready home with character, this property offers an exceptional opportunity in the welcoming community of Turtle Lake.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Range Hood,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,See Remarks

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main

Features

  • High Speed Internet,Main Floor Bedroom,Primary Bath,Soaking Tub
  • Window features: Window Treatments
  • Flooring: Wood,Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,362

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,362
  • Total interior livable area: 1,362 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 79010100158000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard,Keyless Entry

Lot

  • Lot size: 0.50 Acres
  • Features: Wooded,Level
  • Lot size dimensions: 100 x 217.8

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Wildfire
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance $374$4,488
Property Taxes $94$1,128
Electricity $141$1,698
Total$1,417$17,004

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 58575$169
McLean County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 58575
McLean County$54

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$149,900
2026-07-22Listed for sale$159,900
2016-10-24Sold--
2004-09-30Sold--

For Sale by Agent

AgentBRENDA FOSTER
BrokerageCapital Real Estate Partners

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