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301 Lark Dr, Creede, CO, 81130

3beds
2baths
1,344sqft
$589,000
$438price/sqft
$3,663/moest. monthly cost
$146,520/yrincome needed

About This Home

This custom built home conveniently located just 3 miles south of the town of Creede with attached heated garage, has huge shop for projects and storage for all your toys. This 2014 builder owned home has privacy at the end of the road and views in every direction!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
Creede SchoolGrades PK-122.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Other,Stove,Electric,Propane / Butane,Wood / Pellet
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 484307104007

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Avalanche
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$338$4,056
Property Taxes $161$1,932
Electricity $186$2,232
Total$3,663$43,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,588/yr
40% on housing$109,890/yr
45% on housing$97,680/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 81130$267
Mineral County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81130
Mineral County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-30Listed for sale$589,000

For Sale by Owner

AgentProperty Owner

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