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106 Lupine Drive, South Fork, CO, 81154

5beds
3baths
1,848sqft
$598,000
$324price/sqft
$3,726/moest. monthly cost
$149,040/yrincome needed

About This Home

Beautiful and charming 5BD/3BA mountain home with panoramic views, including the Palisade Cliffs! Located between South Fork and Creede and walking distance to the Rio Grande River. Perfect for full-time living, vacation home, or short-term rental. This spacious, well-maintained ranch-style home features a layout designed for comfortable hosting and nice outdoor space to enjoy the the picturesque mountain views. The owners recently invested in a brand new $30,000 septic system and new paint on the siding and trim. Walk down to the river and enjoy nearby gold medal fishing, hiking, biking, golf at Rio Grande Club, and skiing at Wolf Creek (17 mi). Easy access to both South Fork and the historic town of Creede, home to shops, restaurants, and the acclaimed Creede Repertory Theatre. Mountain living at its best!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
Creede SchoolGrades PK-1213.5 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Other
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Top,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Features: Kitchen/Dining

Features

  • Flooring: Carpet-Partial,Linoleum
  • Fireplace features: Den/Family Room
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 502311201003
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.50 Acres
  • Features: Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Avalanche
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$353$4,236
Property Taxes $164$1,968
Electricity $186$2,232
Total$3,726$44,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,748/yr
40% on housing$111,780/yr
45% on housing$99,360/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 81154$191
Mineral County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 81154
Mineral County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$598,000
2026-05-28Listed for sale$630,000
2026-04-11Listing removed$650,000
2026-03-27Price change$650,000
2026-01-22Price change$667,500
2025-10-09Price change$669,500
2025-08-06Listed for sale$682,500

For Sale by Agent

AgentLori Johnson
BrokerageSteffens and Company Realty, Inc

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