10304 Banner Lava Cap Rd, Nevada City, CA, 95959
About This Home
Dramatic and architecturally wonderful Tudor-style home on lower Banner Mountain that will open worlds of opportunities! Over 5,500 s.f. with day-to-day living on the main floor, including a delightful formal entry with custom front door, huge living room with vaulted ceilings and big picture windows to take in the views, and a true gourmet kitchen with two dishwashers, stainless appliances, massive center island, breakfast nook to enjoy your morning coffee, and an office with stunning views! Formal dining room will seat 20 and enjoys a fireplace for ambiance. The huge, romantic primary suite also enjoys the expansive views, and you will love the generous primary bathroom and walk-in closet. Two more guest bedrooms are on the main floor, along with new carpet throughout the upper and lower levels of this great home. Downstairs has interior and exterior access and offers two additional bedrooms, a huge family room, and a full kitchen, all leading out to the new saltwater swimming pool and spacomplete with a built-in bar, fire pit, and outdoor kitchen for effortless entertaining and large family gatherings. The fantastic indoor sports court has been used for parties, as well as racquetball and squash, and is so light and bright it could easily serve as a huge indoor greenhouse. A sweet guest unit with separate entrance above the garage is ideal for extra income or family visits. The fenced yard and double gates welcome you into the circular driveway with parking under the port cochere for winter convenience. A whole-house generator provides added comfort and peace of mind year-round. This is a breathtaking, light and bright home that will offer generations of enjoyment for the whole family. One of the best values on today's Nevada City market, it comfortably accommodates a large family or multigenerational lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Raised,Concrete
- Roof: Composition
- Construction materials: Stone,Stucco,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Tudor
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Range Hood,Trash Compactor,Ice Maker,Dishwasher,Disposal,Microwave,Double Oven,Wine Refrigerator,Dryer,Washer
- Laundry features: Laundry Room,Cabinets,Sink,Space For Frzr/Refr,Ground Floor,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: Breakfast Nook,Formal Room,Space in Kitchen
Features
- Flooring: Carpet,Concrete,Slate,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Brick,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Wood Stove,MultiUnits
- Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Multi Units,Attic Fan
Interior Area
- Total interior livable area: 5,698 sqft
Kitchen
- Features: Breakfast Area,Butcher Block Counters,Butlers Pantry,Pantry Closet,Granite Counters,Slab Counter,Kitchen Island
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Sitting Area,Granite Counters,Tile,Multiple Shower Heads,Walk-In Closet(s)
Master Bedroom
- Features: Walk-In Closet,Sitting Area
Property
Details
- Parcel number: 035420024000
- Zoning description: Ra-1.5
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Pool Sweep,Pool/Spa Combo,Fenced
- Exterior features: Balcony,Outdoor Kitchen,Outdoor Grill,Uncovered Courtyard,Wet Bar,Fire Pit
- Fencing: Entry Gate,Wood,Fenced,Full,Gated Driveway/Sidewalks
Lot
- Lot size: 2.08 Acres
- Features: Private,Secluded,Landscape Back,Landscape Front,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,RV Possible,Garage Door Opener,Garage Faces Front,Guest,Interior Access,Circular Driveway,Driveway,Gated,Level Driveway/Sidewalks
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Nevada County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,053 | $84,636 |
| Home Insurance * | $726 | $8,712 |
| Property Taxes | $1,235 | $14,820 |
| Electricity | $1,221 | $14,662 |
| Total | $10,235 | $122,820 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,595,000 |
| 2025-10-31 | Listing removed | $1,549,000 |
| 2025-09-11 | Price change | $1,549,000 |
| 2025-08-26 | Price change | $1,599,000 |
| 2025-07-30 | Price change | $1,649,000 |
| 2025-07-09 | Listed for sale | $1,699,000 |
| 2025-07-01 | Listing removed | $1,699,000 |
| 2025-07-01 | Price change | $1,699,000 |
| 2025-04-11 | Listed for sale | $1,799,000 |
| 2014-12-01 | Listing removed | $1,120,000 |
| 2014-04-27 | Price change | $1,120,000 |
| 2013-11-14 | Listed for sale | $1,170,000 |
| 2006-11-29 | Sold | $1,230,000 |
| 2004-09-10 | Sold | $1,100,000 |
| 2000-09-25 | Sold | $550,000 |
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