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16228 Goldbug Rd, Nevada City, CA, 95959

2beds
3baths
1,030sqft
$369,000
$358price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Come experience the privacy of your fully remodeled Cascade Shores bungalow. This charming home features two bedrooms plus an office, high speed internet, two and a half bathrooms, and has been completely renovated from the ground up. The open-concept kitchen highlights striking exposed wood beam and flows seamlessly into your living space. Step outside to your expansive new deck and take in the beautiful views. Just minutes from the lake, this home offers the perfect blend of modern updates, comfort, and tranquility in the sought-after Cascade Shores community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Nevada Union High SchoolGrades 9-128.5 mi
6/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Propane,Electric,MultiUnits
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total interior livable area: 1,030 sqft

Kitchen

  • Features: Quartz Counter,Stone Counters,Kitchen/Family Combo

Property

Details

  • Parcel number: 038210006000
  • Zoning description: R1-X
  • Special condition: Standard

Lot

  • Lot size: 0.71 Acres
  • Features: Secluded

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Avalanche
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$192$2,304
Property Taxes $377$4,524
Electricity $398$4,786
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 95959$309
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95959$311
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$379,000
2026-02-12Listed for sale$384,000
2026-01-01Listing removed$384,000
2025-12-01Price change$384,000
2025-08-19Listed for sale$389,000
2024-07-18Listing removed--
2024-07-01Pending sale$410,000
2024-06-03Price change$410,000
2024-05-01Listed for sale$425,000
2023-10-23Listing removed--
2023-06-17Price change$419,000
2023-05-18Price change$449,000
2022-12-20Price change$499,000
2022-11-14Price change$519,000
2022-10-28Listed for sale$549,000
2019-10-30Sold$125,000
2019-09-25Pending sale$159,000
2019-09-01Listed for sale$159,000

For Sale by Agent

AgentEric Hatch
BrokerageCentury 21 Cornerstone Realty

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