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182 Us Highway 45, Fulton, KY, 42041

3beds
3baths
3,768sqft
$1
$0price/sqft
$297/moest. monthly cost
$11,880/yrincome needed

About This Home

This list price is not indicative of seller's final reserve amount. This property is part of an online bidding event: please visit AUCTION. COM to place bids. Registration to bid is now available on the property's listing page. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Online bidding will begin on 08-23 through 8-25

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Fulton Independent SchoolGrades PK-121.2 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other Water Heater (See Remarks),Other-See Remarks
  • Laundry features: Other-See Remarks

Basement

  • Basement: Other-See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other-See Remarks
  • Window features: Other-See Remarks
  • Fireplace features: Other-See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Other-See Remarks
  • Cooling features: Unknown

Interior Area

  • Total structure area: 3,768
  • Total interior livable area: 3,768 sqft

Property

Details

  • Parcel number: 5915A

Features

  • Exterior features: Other-See Remarks

Lot

  • Lot size: 3.96 Acres
  • Features: Other Landscaping (See Remarks)
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Other-See Remarks,Other Driveway (See Remarks)
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $0$0
Home Insurance *$0$0
Property Taxes $0$0
Electricity $297$3,570
Total$297$3,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,182/yr
40% on housing$8,910/yr
45% on housing$7,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.4%
9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$0This listing

vs Other Active Listings

Avg $/sqft

ZIP 42041$71
Fulton County$65

vs Homes Sold Last Month

Median $/sqft

ZIP 42041
Fulton County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Listed for sale$1

For Sale by Agent

AgentAlice Carr
BrokerageHeritage Homes Real Estate

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